Have you got tired of dealing with alliance one collections? Have the company shown up on your credit card reports? If yes, then it may damage your credit card for a long time. But it shouldn’t be this way. This company is a business that is trying to build profit. Unfortunately, it tries to make the profit from various consumers. It is different from other debt collectors in a way that it does not buy old debts rather work as a contractor for different government companies. Their main aim is to collect a percentage of what they can recover as payment.
What should you do if Alliance one is contacting you?
• Stay calm – the worst thing you can do is to end up paying the amount the person on the other side of the phone asking for without actually knowing about any background information. This usually happens when you start panicking at the first place. Don’t. Most of these companies make mistakes almost all the time. It’s better to ask about what they have called, trying to collect and request them to send you a debt validation letter.
• Get them work – you should keep in mind to get them work with you equally to gather debt you owe them. This is because they are trying to make money by getting you to pay the money.
• Ask them to accept a loweramount – if you request them to accept a lower amount, they might agree. Also, you should ask the alliance one collections to remove the negative items from the credit card report in exchange for the payment. Ask them to write an agreement with a suitable deal.
• Send desist letter – if the company is harassing you and not agreeing to the terms and conditions you have put in front of it send them a cease or a desist letter. This can be a solution because they will have to stop harassing you if they are not rationalized about their harassment.
Contact a credit repair specialist and get alliance one removed from the credit report.